/* ==========================================================================
   Public website
   ========================================================================== */

:root {
    --teal: #0b5961; --teal-700: #084a51; --teal-800: #063c42; --teal-900: #042e33; --teal-50: #e8f3f3;
    --green: #5aac44; --green-600: #4a9a36; --green-700: #3d832c; --green-50: #edf7ea; --lime: #8cc63f;
    --gold: #e6b84f; --gold-600: #c99a2e; --gold-50: #fdf6e4;
    --text: #17302e; --muted: #5f7573; --line: #e2ebe9; --bg-soft: #f4f8f7;
    --font: 'Poppins', system-ui, -apple-system, 'Segoe UI', sans-serif;
    --wrap: 1200px;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; overflow-x: hidden; font-family: var(--font); color: var(--text); font-size: 15px; line-height: 1.7; background: #fff; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
h1, h2, h3, h4 { margin: 0; line-height: 1.2; color: var(--teal-900); }
p { margin: 0; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
.hidden { display: none !important; }

/* Buttons */
.sbtn {
    display: inline-flex; align-items: center; justify-content: center; gap: 9px;
    height: 50px; padding: 0 26px; border-radius: 999px; border: 2px solid var(--green);
    background: var(--green); color: #fff; font-weight: 600; font-size: 15px; font-family: var(--font);
    cursor: pointer; transition: all .2s; white-space: nowrap;
}
.sbtn:hover { background: var(--green-600); border-color: var(--green-600); transform: translateY(-2px); box-shadow: 0 12px 24px -10px rgba(90, 172, 68, .8); }
.sbtn-white { background: #fff; color: var(--teal-900); border-color: #fff; }
.sbtn-white:hover { background: var(--gold); border-color: var(--gold); color: var(--teal-900); box-shadow: 0 12px 24px -10px rgba(230, 184, 79, .8); }
.sbtn-outline { background: transparent; color: #fff; border-color: rgba(255, 255, 255, .7); }
.sbtn-outline:hover { background: #fff; color: var(--teal); border-color: #fff; }
.sbtn-teal { background: var(--teal); border-color: var(--teal); }
.sbtn-teal:hover { background: var(--teal-700); border-color: var(--teal-700); box-shadow: 0 12px 24px -10px rgba(11, 89, 97, .8); }
.sbtn-gold { background: var(--gold); border-color: var(--gold); color: var(--teal-900); }
.sbtn-gold:hover { background: var(--gold-600); border-color: var(--gold-600); color: #fff; }
.sbtn-sm { height: 40px; padding: 0 18px; font-size: 13.5px; }

/* ---------- Top strip ---------- */
.topstrip { background: linear-gradient(90deg, var(--teal-800), var(--teal)); color: #e2f0ee; font-size: 13px; }
.topstrip .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 44px; flex-wrap: wrap; }
.topstrip .info { display: flex; gap: 22px; flex-wrap: wrap; }
.topstrip .info a { display: inline-flex; align-items: center; gap: 7px; }
.topstrip .info a:hover { color: var(--gold); }
.topstrip .info i { color: var(--lime); }
.topstrip .acts { display: flex; gap: 8px; }
.topstrip .acts a {
    background: #fff; color: var(--teal-900); font-weight: 600; font-size: 12.5px;
    padding: 5px 14px; border-radius: 6px; display: inline-flex; align-items: center; gap: 6px; transition: all .2s;
}
.topstrip .acts a.pay { background: var(--green); color: #fff; }
.topstrip .acts a:hover { background: var(--gold); color: var(--teal-900); }

/* ---------- Header / nav ---------- */
.site-header { position: sticky; top: 0; z-index: 50; background: #fff; box-shadow: 0 6px 24px -14px rgba(4, 46, 51, .35); }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 84px; }
.logo { display: flex; align-items: center; gap: 12px; }
.logo .mark {
    width: 56px; height: 56px; border-radius: 50%; display: grid; place-items: center; overflow: hidden;
    background: linear-gradient(135deg, var(--green), var(--teal)); color: #fff; font-weight: 700; font-size: 24px; flex-shrink: 0;
}
.logo .mark img { width: 100%; height: 100%; object-fit: contain; background: #fff; }
.logo .name { font-weight: 700; font-size: 19px; color: var(--teal); line-height: 1.15; }
.logo .tag {
    display: inline-block; margin-top: 3px; background: var(--green); color: #fff;
    font-size: 10px; letter-spacing: .2em; text-transform: uppercase; font-weight: 600; padding: 2px 9px; border-radius: 3px;
}

.menu { display: flex; align-items: center; gap: 4px; list-style: none; margin: 0; padding: 0; }
.menu > li { position: relative; }
.menu > li > a {
    display: inline-flex; align-items: center; gap: 5px; padding: 28px 13px;
    font-weight: 500; font-size: 15.5px; color: var(--teal-900); transition: color .2s;
}
.menu > li > a i { font-size: 11px; transition: transform .2s; }
.menu > li > a:hover, .menu > li.active > a { color: var(--green); }
.menu > li:hover > a i { transform: rotate(180deg); }
.dropdown {
    position: absolute; top: 100%; left: 0; min-width: 250px; list-style: none; margin: 0; padding: 8px 0;
    background: #fff; border-top: 3px solid var(--green); box-shadow: 0 22px 40px -16px rgba(4, 46, 51, .35);
    opacity: 0; visibility: hidden; transform: translateY(10px); transition: all .22s;
}
.menu > li:hover .dropdown { opacity: 1; visibility: visible; transform: none; }
.dropdown a { display: flex; align-items: center; gap: 10px; padding: 11px 22px; font-size: 15px; color: var(--text); transition: all .18s; }
.dropdown a i { color: var(--green); }
.dropdown a:hover { background: var(--green-50); color: var(--green-700); padding-left: 28px; }
.nav-toggle { display: none; border: 0; background: var(--teal); color: #fff; width: 44px; height: 44px; border-radius: 10px; font-size: 22px; cursor: pointer; }

/* ---------- Hero ---------- */
.hero-site {
    position: relative; overflow: hidden; color: #fff;
    background: linear-gradient(115deg, rgba(4, 46, 51, .92) 0%, rgba(11, 89, 97, .75) 50%, rgba(11, 89, 97, .35) 100%), var(--hero-img, linear-gradient(135deg, #0b5961, #13867e));
    background-size: cover; background-position: center;
}
.hero-site::before {
    content: ''; position: absolute; width: 700px; height: 700px; right: -220px; top: -260px; border-radius: 50%;
    background: radial-gradient(circle, rgba(90, 172, 68, .45), transparent 65%);
}
.hero-site::after {
    content: ''; position: absolute; left: 0; right: 0; bottom: -2px; height: 70px;
    background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 70' preserveAspectRatio='none'%3E%3Cpath fill='%23ffffff' d='M0 70h1440V20c-240 40-480 50-720 30S240 0 0 30z'/%3E%3C/svg%3E") no-repeat bottom / 100% 100%;
}
.hero-site .wrap { position: relative; z-index: 1; display: grid; grid-template-columns: 1.2fr .9fr; gap: 50px; align-items: center; padding-top: 80px; padding-bottom: 120px; }
.hero-site .kicker { display: inline-flex; align-items: center; gap: 8px; background: rgba(255, 255, 255, .12); border: 1px solid rgba(255, 255, 255, .2); padding: 6px 16px; border-radius: 999px; font-size: 13px; font-weight: 500; }
.hero-site .kicker i { color: var(--gold); }
.hero-site h1 { color: #fff; font-size: clamp(38px, 5vw, 64px); font-weight: 800; margin-top: 18px; line-height: 1.05; letter-spacing: -.01em; }
.hero-site h1 span { display: block; color: var(--lime); }
.hero-site .lead { font-size: 18px; color: #d7ebe8; margin-top: 18px; max-width: 560px; }
.hero-site .ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 30px; }
.hero-site .trust { display: flex; gap: 26px; flex-wrap: wrap; margin-top: 34px; font-size: 13.5px; color: #cfe5e2; }
.hero-site .trust i { color: var(--gold); margin-right: 6px; }

.quick-calc {
    background: #fff; color: var(--text); border-radius: 20px; padding: 26px;
    box-shadow: 0 40px 80px -30px rgba(0, 0, 0, .55); border-top: 5px solid var(--gold);
}
.quick-calc h3 { font-size: 20px; display: flex; align-items: center; gap: 10px; }
.quick-calc h3 i { color: var(--green); }

/* Calculator widget */
.calc-field { margin-top: 18px; }
.calc-field .lbl { display: flex; justify-content: space-between; align-items: center; font-size: 13.5px; font-weight: 500; color: var(--teal-900); margin-bottom: 8px; }
.calc-field .lbl input {
    width: 130px; height: 36px; border: 1px solid var(--line); border-radius: 8px; padding: 0 10px; text-align: right;
    font-family: var(--font); font-weight: 600; color: var(--teal); font-size: 14px; outline: none;
}
.calc-field .lbl input:focus { border-color: var(--green); }
.calc-field input[type=range] { width: 100%; accent-color: var(--green); }
.calc-result {
    margin-top: 20px; border-radius: 14px; padding: 18px; color: #fff;
    background: linear-gradient(120deg, var(--teal-800), var(--teal));
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; text-align: center;
}
.calc-result span { display: block; font-size: 11.5px; color: #a9d2ce; }
.calc-result strong { font-size: 16px; font-weight: 700; }
.calc-result .main strong { color: var(--gold); font-size: 20px; }

/* ---------- Sections ---------- */
.section { padding: 84px 0; }
.section.soft { background: var(--bg-soft); }
.section-head { text-align: center; max-width: 680px; margin: 0 auto 48px; }
.section-head .eyebrow { display: inline-block; color: var(--green-700); font-weight: 600; font-size: 13px; letter-spacing: .14em; text-transform: uppercase; background: var(--green-50); padding: 5px 14px; border-radius: 999px; }
.section-head h2 { font-size: clamp(28px, 3.4vw, 40px); font-weight: 700; margin-top: 14px; }
.section-head h2 span { color: var(--green); }
.section-head p { color: var(--muted); margin-top: 12px; font-size: 16px; }

.stats-band { margin-top: -70px; position: relative; z-index: 2; }
.stats-band .grid4 {
    display: grid; grid-template-columns: repeat(4, 1fr); background: #fff; border-radius: 20px;
    box-shadow: 0 30px 60px -30px rgba(4, 46, 51, .4); overflow: hidden;
}
.stats-band .stat { padding: 28px 24px; display: flex; gap: 16px; align-items: center; border-right: 1px solid var(--line); }
.stats-band .stat:last-child { border-right: 0; }
.stats-band .stat i { width: 56px; height: 56px; border-radius: 16px; display: grid; place-items: center; font-size: 26px; flex-shrink: 0; }
.stats-band .stat:nth-child(1) i { background: var(--green-50); color: var(--green-700); }
.stats-band .stat:nth-child(2) i { background: var(--teal-50); color: var(--teal); }
.stats-band .stat:nth-child(3) i { background: var(--gold-50); color: var(--gold-600); }
.stats-band .stat:nth-child(4) i { background: #f1edff; color: #7a5af8; }
.stats-band .stat strong { display: block; font-size: 26px; font-weight: 700; color: var(--teal-900); line-height: 1.1; }
.stats-band .stat span { font-size: 13.5px; color: var(--muted); }

.services { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.service {
    background: #fff; border-radius: 20px; padding: 30px 26px; position: relative; overflow: hidden;
    border: 1px solid var(--line); transition: all .25s; display: flex; flex-direction: column;
}
.service::before { content: ''; position: absolute; inset: auto 0 0 0; height: 4px; background: linear-gradient(90deg, var(--green), var(--teal)); transform: scaleX(0); transform-origin: left; transition: transform .3s; }
.service:hover { transform: translateY(-6px); box-shadow: 0 30px 50px -30px rgba(4, 46, 51, .45); border-color: transparent; }
.service:hover::before { transform: scaleX(1); }
.service .ic { width: 66px; height: 66px; border-radius: 18px; display: grid; place-items: center; font-size: 30px; color: #fff; background: linear-gradient(135deg, var(--green), var(--teal)); box-shadow: 0 14px 24px -12px rgba(11, 89, 97, .7); }
.service:nth-child(2) .ic { background: linear-gradient(135deg, var(--teal), #13867e); }
.service:nth-child(3) .ic { background: linear-gradient(135deg, var(--gold), var(--gold-600)); }
.service:nth-child(4) .ic { background: linear-gradient(135deg, #7cc65f, var(--green-700)); }
.service h3 { font-size: 19px; margin-top: 22px; font-weight: 600; }
.service p { color: var(--muted); font-size: 14px; margin-top: 10px; flex: 1; }
.service .more { margin-top: 18px; font-weight: 600; color: var(--green-700); font-size: 14px; display: inline-flex; align-items: center; gap: 6px; }
.service .more i { transition: transform .2s; }
.service:hover .more i { transform: translateX(4px); }
.service .img { margin: -30px -26px 0; height: 160px; background-size: cover; background-position: center; }

.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.about-visual { position: relative; border-radius: 26px; min-height: 420px; overflow: hidden; background: linear-gradient(140deg, var(--teal-800), var(--teal) 60%, var(--green)); }
.about-visual .pattern { position: absolute; inset: 0; background-image: radial-gradient(rgba(255,255,255,.14) 1.5px, transparent 1.5px); background-size: 22px 22px; }
.about-visual .badge-card {
    position: absolute; background: #fff; border-radius: 16px; padding: 16px 20px; box-shadow: 0 20px 40px -20px rgba(0,0,0,.4);
    display: flex; align-items: center; gap: 12px; font-weight: 600; color: var(--teal-900);
}
.about-visual .badge-card i { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; font-size: 20px; }
.about-visual .b1 { left: 26px; top: 30px; } .about-visual .b1 i { background: var(--green-50); color: var(--green-700); }
.about-visual .b2 { right: 26px; top: 46%; } .about-visual .b2 i { background: var(--gold-50); color: var(--gold-600); }
.about-visual .b3 { left: 40px; bottom: 30px; } .about-visual .b3 i { background: var(--teal-50); color: var(--teal); }
.about-visual .big-ic { position: absolute; inset: 0; display: grid; place-items: center; font-size: 170px; color: rgba(255,255,255,.16); }
.about-text h2 { font-size: clamp(28px, 3.2vw, 38px); font-weight: 700; margin-top: 14px; }
.about-text h2 span { color: var(--green); }
.about-text p { color: var(--muted); margin-top: 16px; font-size: 15.5px; }
.ticks { list-style: none; padding: 0; margin: 22px 0 0; display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.ticks li { display: flex; gap: 10px; align-items: center; font-weight: 500; font-size: 14.5px; }
.ticks i { color: #fff; background: var(--green); width: 24px; height: 24px; border-radius: 50%; display: grid; place-items: center; font-size: 13px; flex-shrink: 0; }

.steps-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: s; }
.step { text-align: center; padding: 10px 14px; position: relative; }
.step .n {
    width: 84px; height: 84px; border-radius: 50%; margin: 0 auto; display: grid; place-items: center; font-size: 32px; color: var(--teal);
    background: #fff; border: 2px dashed var(--green); position: relative;
}
.step .n::after {
    counter-increment: s; content: counter(s); position: absolute; top: -4px; right: -4px; width: 28px; height: 28px; border-radius: 50%;
    background: var(--gold); color: var(--teal-900); font-size: 13px; font-weight: 700; display: grid; place-items: center;
}
.step h4 { font-size: 17px; margin-top: 18px; font-weight: 600; }
.step p { color: var(--muted); font-size: 14px; margin-top: 8px; }

.why { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.why-card { background: #fff; border-radius: 18px; padding: 26px; display: flex; gap: 16px; border: 1px solid var(--line); transition: all .2s; }
.why-card:hover { border-color: var(--green); box-shadow: 0 20px 40px -26px rgba(90, 172, 68, .7); }
.why-card i { width: 50px; height: 50px; border-radius: 14px; background: var(--green-50); color: var(--green-700); font-size: 22px; display: grid; place-items: center; flex-shrink: 0; }
.why-card h4 { font-size: 16.5px; font-weight: 600; }
.why-card p { color: var(--muted); font-size: 14px; margin-top: 6px; }

.cta-band {
    border-radius: 26px; padding: 50px; color: #fff; position: relative; overflow: hidden;
    background: linear-gradient(110deg, var(--teal-800), var(--teal) 55%, var(--green));
    display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap;
}
.cta-band::before { content: ''; position: absolute; width: 360px; height: 360px; right: -80px; top: -150px; border-radius: 50%; border: 50px solid rgba(230, 184, 79, .2); }
.cta-band > * { position: relative; }
.cta-band h2 { color: #fff; font-size: clamp(24px, 3vw, 34px); font-weight: 700; }
.cta-band p { color: #d6ece9; margin-top: 8px; }

/* ---------- Page banner ---------- */
.page-banner { background: linear-gradient(115deg, var(--teal-900), var(--teal) 70%, #13867e); color: #fff; padding: 64px 0 74px; position: relative; overflow: hidden; }
.page-banner::before { content: ''; position: absolute; width: 480px; height: 480px; right: -140px; top: -200px; border-radius: 50%; background: radial-gradient(circle, rgba(90,172,68,.45), transparent 65%); }
.page-banner .wrap { position: relative; }
.page-banner h1 { color: #fff; font-size: clamp(30px, 4vw, 46px); font-weight: 700; }
.page-banner p { color: #cfe5e2; margin-top: 10px; max-width: 640px; font-size: 16px; }
.crumbs { font-size: 13.5px; color: #a9d2ce; margin-bottom: 12px; display: flex; gap: 8px; align-items: center; flex-wrap: wrap; }
.crumbs a:hover { color: var(--gold); }

.page-layout { display: grid; grid-template-columns: 1fr 320px; gap: 40px; align-items: start; }
.prose { font-size: 15.5px; color: #33504d; }
.prose h2 { font-size: 26px; margin: 28px 0 12px; font-weight: 700; }
.prose h3 { font-size: 20px; margin: 24px 0 10px; font-weight: 600; color: var(--teal); }
.prose p { margin: 0 0 14px; }
.prose ul, .prose ol { padding-left: 0; margin: 0 0 16px; list-style: none; }
.prose ol { counter-reset: o; }
.prose li { position: relative; padding-left: 30px; margin-bottom: 10px; }
.prose ul li::before { content: '\F26E'; font-family: 'bootstrap-icons'; position: absolute; left: 0; top: 0; color: var(--green); font-size: 18px; }
.prose ol li::before { counter-increment: o; content: counter(o); position: absolute; left: 0; top: 3px; width: 21px; height: 21px; border-radius: 50%; background: var(--green); color: #fff; font-size: 11.5px; display: grid; place-items: center; font-weight: 600; }
.prose a { color: var(--green-700); text-decoration: underline; }
.prose blockquote { margin: 0 0 16px; padding: 14px 18px; border-left: 4px solid var(--gold); background: var(--gold-50); border-radius: 0 10px 10px 0; }
.prose img { border-radius: 16px; margin: 0 0 22px; }
.side-box { background: #fff; border: 1px solid var(--line); border-radius: 18px; overflow: hidden; margin-bottom: 22px; }
.side-box h4 { background: var(--teal); color: #fff; padding: 14px 20px; font-size: 15px; font-weight: 600; }
.side-box ul { list-style: none; margin: 0; padding: 8px 0; }
.side-box li a { display: flex; align-items: center; gap: 10px; padding: 11px 20px; font-size: 14.5px; transition: all .18s; }
.side-box li a i { color: var(--green); }
.side-box li a:hover, .side-box li a.active { background: var(--green-50); color: var(--green-700); font-weight: 500; }
.side-cta { background: linear-gradient(140deg, var(--teal-800), var(--teal)); color: #fff; border-radius: 18px; padding: 26px; }
.side-cta h4 { color: #fff; font-size: 18px; }
.side-cta p { color: #cfe5e2; font-size: 14px; margin: 8px 0 18px; }

/* ---------- Forms ---------- */
.sform .row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.sform .f { margin-bottom: 16px; }
.sform label { display: block; font-size: 13.5px; font-weight: 500; margin-bottom: 7px; color: var(--teal-900); }
.sform input, .sform select, .sform textarea {
    width: 100%; height: 50px; border: 1px solid #d3e0de; border-radius: 12px; padding: 0 16px; font-family: var(--font); font-size: 14.5px;
    outline: none; transition: border-color .15s, box-shadow .15s; background: #fff; color: var(--text);
}
.sform textarea { height: auto; min-height: 120px; padding: 12px 16px; resize: vertical; }
.sform input:focus, .sform select:focus, .sform textarea:focus { border-color: var(--green); box-shadow: 0 0 0 4px rgba(90, 172, 68, .14); }
.sform .err { color: #d43c3c; font-size: 12.5px; margin-top: 5px; }
.hp { position: absolute; left: -9999px; }

.contact-grid { display: grid; grid-template-columns: 1fr 1.3fr; gap: 40px; }
.contact-card { background: linear-gradient(150deg, var(--teal-800), var(--teal)); color: #fff; border-radius: 22px; padding: 34px; }
.contact-card h3 { color: #fff; font-size: 22px; }
.contact-item { display: flex; gap: 14px; margin-top: 22px; align-items: flex-start; }
.contact-item i { width: 46px; height: 46px; border-radius: 13px; background: rgba(255,255,255,.12); color: var(--gold); display: grid; place-items: center; font-size: 20px; flex-shrink: 0; }
.contact-item span { display: block; font-size: 12.5px; color: #a9d2ce; }
.contact-item strong { font-weight: 500; font-size: 15px; word-break: break-word; }
.form-card { background: #fff; border-radius: 22px; padding: 34px; border: 1px solid var(--line); box-shadow: 0 30px 60px -40px rgba(4,46,51,.5); }
.map-frame { border: 0; width: 100%; height: 380px; border-radius: 22px; margin-top: 40px; }

.flash { padding: 14px 18px; border-radius: 12px; margin-bottom: 18px; font-size: 14.5px; display: flex; gap: 10px; align-items: center; }
.flash.ok { background: var(--green-50); color: var(--green-700); border: 1px solid #cfe8c6; }
.flash.bad { background: #fdeeee; color: #b03030; border: 1px solid #f5c9c9; }

/* Payment page */
.pay-card { max-width: 860px; margin: 0 auto; }
.loan-pay { background: #fff; border: 1px solid var(--line); border-radius: 18px; overflow: hidden; margin-bottom: 22px; }
.loan-pay .head { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 18px 22px; background: var(--bg-soft); border-bottom: 1px solid var(--line); flex-wrap: wrap; }
.loan-pay .head strong { font-size: 16px; color: var(--teal); }
.emi-row { display: flex; align-items: center; justify-content: space-between; gap: 14px; padding: 16px 22px; border-bottom: 1px solid var(--line); flex-wrap: wrap; }
.emi-row:last-child { border-bottom: 0; }
.emi-row .amt { font-size: 18px; font-weight: 700; color: var(--teal-900); }
.pill { display: inline-flex; align-items: center; gap: 5px; padding: 3px 11px; border-radius: 999px; font-size: 12px; font-weight: 600; }
.pill.over { background: #fdeeee; color: #d43c3c; } .pill.today { background: #fff5df; color: #b97700; } .pill.up { background: #eaf1fd; color: #2f6fde; }

/* ---------- Footer ---------- */
.site-footer { background: var(--teal-900); color: #a9c9c6; margin-top: 0; position: relative; }
.site-footer::before { content: ''; position: absolute; left: 0; right: 0; top: 0; height: 4px; background: linear-gradient(90deg, var(--green), var(--gold), var(--teal)); }
.site-footer .cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 40px; padding: 70px 0 40px; }
.site-footer h5 { color: #fff; font-size: 16px; font-weight: 600; margin: 0 0 18px; position: relative; padding-bottom: 10px; }
.site-footer h5::after { content: ''; position: absolute; left: 0; bottom: 0; width: 34px; height: 3px; background: var(--green); border-radius: 2px; }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 10px; font-size: 14px; }
.site-footer li a:hover { color: var(--gold); padding-left: 4px; }
.site-footer li a { transition: all .18s; }
.site-footer .about p { font-size: 14px; margin-top: 16px; }
.site-footer .logo .name { color: #fff; }
.site-footer .social { display: flex; gap: 10px; margin-top: 20px; }
.site-footer .social a { width: 40px; height: 40px; border-radius: 10px; display: grid; place-items: center; background: rgba(255,255,255,.08); color: #fff; font-size: 17px; transition: all .2s; }
.site-footer .social a:hover { background: var(--green); }
.site-footer .contact li { display: flex; gap: 10px; }
.site-footer .contact i { color: var(--lime); margin-top: 3px; }
.site-footer .bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 20px 0; font-size: 13px; display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; }

.wa-float {
    position: fixed; right: 20px; bottom: 20px; width: 56px; height: 56px; border-radius: 50%; background: #25d366; color: #fff;
    display: grid; place-items: center; font-size: 28px; box-shadow: 0 14px 30px -10px rgba(37, 211, 102, .8); z-index: 40;
}

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
    .services { grid-template-columns: repeat(2, 1fr); }
    .site-footer .cols { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 992px) {
    .nav-toggle { display: grid; place-items: center; }
    .hero-site .wrap { grid-template-columns: 1fr; padding-top: 50px; padding-bottom: 110px; }
    .stats-band .grid4 { grid-template-columns: 1fr 1fr; }
    .stats-band .stat:nth-child(2) { border-right: 0; }
    .stats-band .stat:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
    .about-grid, .contact-grid, .page-layout { grid-template-columns: 1fr; }
    .steps-row { grid-template-columns: 1fr 1fr; }
    .why { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 993px) { .nav-head, .nav-foot, .nav-backdrop { display: none !important; } }

/* ---------- Mobile drawer menu ---------- */
@media (max-width: 992px) {
    body.menu-open { overflow: hidden; }
    .nav-backdrop {
        position: fixed; inset: 0; z-index: 90; background: rgba(4, 46, 51, .55);
        backdrop-filter: blur(2px); -webkit-backdrop-filter: blur(2px);
        opacity: 0; visibility: hidden; transition: opacity .28s, visibility .28s;
    }
    body.menu-open .nav-backdrop { opacity: 1; visibility: visible; }

    .site-header nav {
        position: fixed; top: 0; right: 0; bottom: 0; z-index: 100;
        width: min(86vw, 340px); background: #fff;
        display: flex; flex-direction: column;
        transform: translateX(100%); transition: transform .3s cubic-bezier(.2, .8, .2, 1);
        box-shadow: -24px 0 50px -20px rgba(4, 46, 51, .45);
        overflow-y: auto; overscroll-behavior: contain;
    }
    body.menu-open .site-header nav { transform: none; }

    .nav-head {
        display: flex; align-items: center; justify-content: space-between; gap: 12px;
        padding: 14px 16px 14px 20px; position: sticky; top: 0; z-index: 2;
        background: linear-gradient(135deg, var(--teal), var(--teal-900, #063b40));
    }
    .nav-brand { display: flex; align-items: center; gap: 10px; min-width: 0; color: #fff; }
    .nav-brand .mark {
        width: 40px; height: 40px; border-radius: 50%; flex-shrink: 0; overflow: hidden; display: grid; place-items: center;
        background: #fff; color: var(--teal); font-weight: 700; font-size: 18px;
    }
    .nav-brand .mark img { width: 100%; height: 100%; object-fit: contain; }
    .nav-brand .nm { font-weight: 600; font-size: 15px; line-height: 1.25; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; }
    .nav-close {
        flex-shrink: 0; width: 40px; height: 40px; border-radius: 10px; border: 0; cursor: pointer;
        display: grid; place-items: center; font-size: 18px; color: #fff; background: rgba(255, 255, 255, .14);
        transition: background .2s;
    }
    .nav-close:hover { background: rgba(255, 255, 255, .26); }

    .menu { display: block; padding: 10px 12px; flex: 1 0 auto; }
    .menu > li { border-bottom: 1px solid var(--line); }
    .menu > li:last-child { border-bottom: 0; }
    .menu > li > a {
        display: flex; width: 100%; justify-content: space-between; align-items: center;
        padding: 14px 12px; font-size: 15.5px; border-radius: 10px;
    }
    .menu > li.active > a { background: var(--green-50); color: var(--green-700); font-weight: 600; }
    .menu > li > a i { font-size: 13px; width: 26px; height: 26px; border-radius: 50%; display: grid; place-items: center; background: var(--bg-soft); color: var(--teal); }
    .menu > li:hover > a i { transform: none; }
    .menu > li.open > a i { transform: rotate(180deg); background: var(--green); color: #fff; }

    .dropdown {
        position: static; display: none; min-width: 0; opacity: 1; visibility: visible; transform: none;
        box-shadow: none; border-top: 0; background: transparent; padding: 0 0 8px;
    }
    .menu > li.open .dropdown { display: block; }
    .dropdown a { padding: 10px 12px 10px 22px; font-size: 14.5px; border-radius: 8px; }
    .dropdown a:hover { padding-left: 26px; }

    .nav-foot { display: grid; gap: 10px; padding: 16px 20px 24px; border-top: 1px solid var(--line); background: var(--bg-soft); }
    .nav-foot .sbtn { justify-content: center; width: 100%; }
    .nav-contact { display: flex; align-items: center; gap: 10px; font-size: 14px; color: var(--teal-900); word-break: break-all; }
    .nav-contact i { color: var(--green); }
}
@media (max-width: 640px) {
    body { font-size: 14.5px; }
    .topstrip .info { gap: 12px; font-size: 12px; }
    .topstrip .wrap { justify-content: center; padding-top: 6px; padding-bottom: 6px; }
    .site-header .wrap { min-height: 70px; }
    .logo .mark { width: 46px; height: 46px; }
    .logo .name { font-size: 16px; }
    .section { padding: 60px 0; }
    .services, .why, .steps-row, .ticks, .sform .row2 { grid-template-columns: 1fr; }
    .stats-band .stat { padding: 20px 16px; flex-direction: column; text-align: center; gap: 8px; }
    .stats-band .stat strong { font-size: 21px; }
    .cta-band { padding: 32px 24px; }
    .site-footer .cols { grid-template-columns: 1fr; padding-top: 50px; }
    .calc-result { grid-template-columns: 1fr; }
    .form-card, .contact-card { padding: 24px; }
}

/* ---------- Hero side image ---------- */
.hero-visual { position: relative; display: flex; align-items: center; justify-content: center; min-height: 420px; }
.hero-visual::before {
    content: ''; position: absolute; width: 88%; aspect-ratio: 1; border-radius: 50%;
    background: radial-gradient(circle, rgba(140, 198, 63, .35), rgba(11, 89, 97, 0) 68%);
}
.hv-frame { position: relative; z-index: 1; width: 100%; max-width: 560px; }
.hv-frame img { width: 100%; height: auto; display: block; filter: drop-shadow(0 30px 40px rgba(0, 0, 0, .35)); }
.hv-frame.photo {
    border-radius: 28px; overflow: hidden; border: 6px solid rgba(255, 255, 255, .9);
    box-shadow: 0 40px 80px -30px rgba(0, 0, 0, .6); transform: rotate(-2deg);
}
.hv-frame.photo img { aspect-ratio: 9 / 7; object-fit: cover; filter: none; }
.hv-badge {
    position: absolute; z-index: 2; display: flex; align-items: center; gap: 12px;
    background: #fff; color: var(--teal-900); border-radius: 16px; padding: 12px 16px;
    box-shadow: 0 20px 40px -18px rgba(0, 0, 0, .45); animation: hvFloat 4s ease-in-out infinite;
}
.hv-badge i { width: 42px; height: 42px; border-radius: 12px; display: grid; place-items: center; font-size: 19px; flex-shrink: 0; }
.hv-badge strong { display: block; font-size: 14px; font-weight: 600; line-height: 1.2; }
.hv-badge small { display: block; font-size: 12px; color: var(--muted); }
.hv-badge.b1 { left: -10px; bottom: 40px; }
.hv-badge.b1 i { background: var(--gold-50); color: var(--gold-600); }
.hv-badge.b2 { right: -6px; top: 30px; animation-delay: -2s; }
.hv-badge.b2 i { background: var(--green-50); color: var(--green-700); }
@keyframes hvFloat { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }

@media (max-width: 992px) {
    .hero-visual { min-height: 0; margin-top: 10px; }
    .hv-badge.b1 { left: 0; bottom: 6px; }
    .hv-badge.b2 { right: 0; top: 0; }
}
@media (max-width: 640px) {
    .hv-badge { padding: 9px 12px; }
    .hv-badge i { width: 34px; height: 34px; font-size: 16px; }
    .hv-badge strong { font-size: 12.5px; }
    .hv-badge small { display: none; }
}